What Is Debit Card

What Is Debit Card. A debit card is a plastic card issued by banks to customers. Debit cards don't always allow you to escape fees completely: If you withdraw cash from an ATM that is not affiliated with the bank that issued your debit card, you may be charged a fee.

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Add debit card to one of your lists below, or create a new one. It's backed by a credit card network like Visa or Mastercard and can be used at most merchants. If you believe your card has been lost or stolen, or that your Personal Identification Number (PIN) has been discovered by someone else, or that someone has conducted or may conduct an automated banking transaction.

If you believe your card has been lost or stolen, or that your Personal Identification Number (PIN) has been discovered by someone else, or that someone has conducted or may conduct an automated banking transaction.

Credit unions and local banks provide debit cards to consumers.

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Spending limits: With a debit card, you're limited only by how much money you have in your bank account. This occurs if you make purchases or ATM withdrawals outside the U. Debit cards look like credit cards.